It could happen to you - • It is estimated there are over 70,000 heart attacks in Canada each year. • There are between 40,000 - 50,000 strokes in Canada each year. • An estimated 3,075 Canadians will be diagnosed with cancer every week. • An estimated 55,000 - 75,000 Canadians have Multiple Sclerosis. Sources: Heart and Stroke Foundation (2001- 2008); Canadian Cancer Statistics 2007; Multiple Sclerosis Society of Canada 2006. The statistics provided in this brochure have been developed by the identified sources and are not based on the definitions of critical illnesses contained in the LifeAdvance policy. They are provided for general information only.

Advances in medical science and increasing life expectancies mean you have a better chance of surviving a critical illness. However, a critical illness often brings overwhelming medical and financial burdens on you and your family.
Critical Illness protection helps offer you financial protection and some provide access to the medical services provided by Best Doctors®, and counselling and support services provided by Shepell·fgi™. Critical Illness Protection pays
you a one time lump-sum benefit if you have a critical illness insured condition which meets one of the definitions set out in the policy and the survival period has been satisfied. The survival period is 30 days for most insured conditions.

Here are the typical list of covered benefits:

24 Critical illness insured conditions

• Alzheimer’s Disease                      • Aortic Surgery
• Aplastic Anaemia                            • Bacterial Meningitis
• Benign Brain Tumour                     • Blindness
• Coma                                                 • Coronary Artery Bypass Surgery
• Deafness                                          • Heart Attack
• Heart Valve Replacement              • Kidney Failure
• Life-Threatening Cancer                • Loss of Limbs
• Loss of Speech                                • Major Organ Failure on Waiting List
• Major Organ Transplant                  • Motor Neuron Disease
• Multiple Sclerosis                             • Occupational HIV Infection
• Paralysis                                            • Parkinson’s Disease
• Severe Burns                                     • Stroke

There is a variety of of Benefit  and Premium paying periods with numerous optional benefits and riders available.

Contact us for a frank discussion.