The Story of Michael

This is how SunWise Elite Plus would have performed from 1996-2007 if it had been available. It shows how investment gains in the late 1990s would have been locked in with automatic resets and how the guaranteed income would have been protected from the market decline of 2000-2002.

At the end of 1995, Michael invests $200,000 in SunWise Elite Plus. In the late 1990s, equity markets were booming and he is confident his retirement nest egg will grow by the time he plans to retire. Like everyone else, he’s unaware of what’s ahead over the next several years.

At the end of 1998, Michael receives his first reset. That growth, plus the annual bonuses increases his guaranteed income to $17,748. While world equity markets continue to move higher in 1999, they experience a sharp downturn starting in 2000. Between 2000-2002, they decline more than 30%.

Since Michael’s income was locked in, he didn’t have to worry about market volatility, or the effect it may have had on his retirement plans.

Heard enough, Please Call Me . . .