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Principal Protection Guarantees
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With SunWise Elite Plus, you can guarantee the future value of your portfolio, so that:
- > If the market value of the portfolio goes down, your principal (adjusted for withdrawals) is guaranteed.
- > If the market value of the portfolio rises, gains can be locked in through the principal protection reset feature.
You can customize the level of principal protection with a choice of three guarantee options. Your advisor can help you select the level of coverage that best meets your needs.
| Option |
Principal guarantee* |
For investors with
the GMWB, who... |
For investors without
the GMWB, who... |
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Class A units –
Full Guarantee
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100% at deposit maturity
(after 10 years)
100% at death
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Believe principal protection must be at the core of every investment strategy.
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Are concerned about the future value of their investments and want to preserve their capital. |
| NOTE: Class A availability ends July 31, 2009 |
Class B units –
Combined Guarantee |
75% at deposit maturity
(after 10 years)
100% at death |
Want to receive guaranteed income while ensuring maximum estate value for their beneficiaries, with minimum estate settlement costs. |
Want to ensure maximum estate value for their beneficiaries, with minimum estate settlement costs and delays. |
Class C units –
Basic Guarantee |
75% at deposit maturity
(after 10 years)
75% at death |
Who want to receive guaranteed income and are not planning to outlive their savings. |
Are a professional or other self-employed business owners looking for potential creditor protection, or others looking for a cost effective way to preserve their estate. |
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Principal Protection