Disability or Loss of Income protection

provides vitally needed funds when a disability from accident or sickness creates a stoppage of earned income. While income stops, family and business expenses continue.

The risk of a disability and the resulting loss of income is dependent on a number of factors. The nature of the occupation; the age, sex and health of the insured person. As a result, a large variety of plans and plan benefit features are available to allow customization of a plan structure that meets the needs and budget of an insured person or business.

Income Loss protection is available for individual income loss, business income loss; protection to cover overhead expenses of self employed professionals.

The matching of benefit to customer need, and premium to budget is a complex task requiring professional advice. Finding the best plan, insurer and price can be daunting. We can help. Contact us for assistance.