Products and services are only offered in jurisdictions where they may be lawfully offered for sale. Rates and values shown on this website are based on good faith knowledge as to their accuracy at the time of insertion but cannot be and are not guaranteed.
More specifically and for greater clarity,
AVAILABLE ONLY WHERE PERMITTED BY LAW
The products and services described in this site may not be available in all jurisdictions and only constitute an offer or solicitation where permitted by law. Any use of this site or purchase of any product from this Site shall be governed by and construed in accordance with the laws of Canada.
More specifically, you understand and expressly agree that exclusive jurisdiction for any dispute with Creative Solutions Insurance Agency Ltd., including insurance purchases, resides in the courts of the Province of Ontario, Canada and you further understand, agree and consent to the exercise of personal jurisdiction in the courts of the Province of Ontario, Canada in connection with any such dispute and or claim involving Creative Solutions Insurance Agency Ltd., or its affiliates, subsidiaries, employees, contractors, officers, directors, content providers including third-party advertisers and communications providers and other service providers. In the event that any provision contained in these Terms and Conditions of Use is determined to be invalid, then you understand and agree that such provision found to be invalid shall be severable from the other remaining provisions and shall therefore not affect the validity of the remaining provisions of these Terms and Conditions of Use, which shall remain in full force and effect.
SUBJECT TO APPLICABLE AGREEMENTS
Insurance or any other product actually purchased or any purchase initiated from this site will be subject to the applicable laws and, the terms and conditions of the applicable contract evidencing any purchase, as issued by the financial institution with whom the contract was consummated.
PRIVACY AND SECURITY
Creative Solutions Insurance Agency Ltd. is committed to data security, and protects your personally identifiable information. Use of your personally identifiable information is only to prepare your profile. From this profile, We generate quotes using the rating methods of our participating insurance companies. I
Unless you expressly give us permission to do so, or unless required by law, We will not wilfully use or disclose personally identifiable information. We never resell, trade, lease or rent the personally identifiable information of our users to other companies.
We does not use "cookies", however, we may choose to do so in the future. Cookies are one or more small text files saved on your computer's hard drive and stored in memory while your browser is running. Most web browsers automatically accept cookies, but you can change your browser's settings to prevent that. Otherwise we may store your personally identifiable information only to offer you products and services and future membership opportunities.
Although our security efforts are consistent with industry practice in Canada, your complete privacy, confidentiality and security is not yet possible over the Internet and, therefore, cannot be guaranteed. As a result, we shall not be responsible or liable for any harm or loss resulting from your transmission of any information to us.
INFORMATION ACCURACY
This site includes certain content which is provided from sources believed by "Us" to be accurate, however, "We" make no representations regarding the content of the Site or the results to be obtained from use of the information from and within the site in terms of timeliness, correctness, accuracy, reliability, or otherwise.
THIS SITE INCLUDING ALL CONTENT ARE PROVIDED ON AN AS IS BASIS WITHOUT ANY WARRANTIES OF ANY KIND.
In no event whatsoever shall "WE", our suppliers and licensors or any third parties mentioned on the site be liable for any damages, including without limitation, incidental or consequential damages, lost profits, or damages resulting from the loss of any data or business interruption, which may result from the use of or inability to use this site, any of the content contained on the site or linked by or to the "OUR" Site.
NO LIABILITY
As "WE" may accept and post advertising and other content from third parties and may further allow certain third parties to post subscription offers and or registration services through this website, please note that in all such circumstances, "WE" in no way are responsible for the actions or individual policies of such third parties and users are hereby informed that they should carefully check the individual privacy and other policies of all such third-parties prior to providing such third parties with any information of a personally identifiable nature. In addition, such third parties will at no time have any access to any personally identifiable information entered and stored on on our site.
This information is subject to change and update at any time without prior notice. Consult our site regularly for complete information about our products and services. The information provided on this site is not intended to provide you with legal, insurance or other advice and we shall not be responsible for any detrimental reliance you place upon this site or its contents.~
Terms & Conditions *