Segregated Funds

Article Index

What are segregated funds?

For clients and customers looking for investment vehicles, Segregated Funds provide an element of security from market jitters due to built-in guaranteesknowing that your exposure to market downturns is limited. Segregated funds are offered by insurance companies, and get their name from the fact that their holdings are kept separate from the insurance company's assets. Similar to a mutual fund, a segregated fund is a collection of stocks, bonds and other investments that provide you with an opportunity to "grow" your investment capital. However, a mutual fund is a security, while a segregated fund is an insurance product, specifically a deferred annuity. Segregated funds provide additional features and benefits not available with mutual funds.

Segregated funds can be used to fund the full line up of Government taxed advantaged savings programs like RRSP, RRIF, Tax Free Savings Account [TFSA], Education Savings plans.

Yonge St.jpg toronto harbour.jpg CFL TigerCat Cheerleaders, Hamilton, ON.jpg TorontoWaterFront.jpg Brock U.jpg Wolf Lake.jpg CanadianRail.jpg Moose.jpg LondonSkyline.jpg Western U.jpg WindMill.jpg Niagara falls.jpg Halton Country.jpg Guelph U.jpg Eaton's Center.jpg Croatian Franciscan Centre.jpg Rogers Center 1.jpg parliament.jpg York U.jpg Rogers Center-football.jpg Hamilton.jpg TorontoBeach.jpg Univerity college U of T, Toronto, ON.jpg Via_1.jpg Pearson.jpg CottageCountry2.jpg UnionStation.jpg vineyard2.jpg Ukranian Church.jpg RoyalYork.jpg Niagara vineyard.jpg Queens U 2.jpg Rogers Center 2.jpg cottagecountry.jpg escarpment.jpg Hockey Hall of Fame, Toronto, ON.jpg Goose1.jpg lightning.jpg badlands.jpg Burlington.jpg ROM1.jpg Lake Muskoka.jpg Queens U.jpg Sunset1.jpg HartHouse, TorontoON.jpg