Risk and Managing Risk

What is RISK?

 

Here at CSIA, risk comes in three main categories:

 

1. Catastrophic Risk: The risk of dying prematurely or becoming injured or seriously ill where you can no longer work andrisk earn an income, and where you and those you care about rely on your income for their necessities and general lifestyle.

2. Longevity Risk:The risk of living too long when your retirement nest egg runs out, either due to living well beyond your financial plan or having your savings eaten away by rising health-care costs.

3. Taxation Risk: The risk of paying too much taxes to the Canada Revenue Agency [CRA], either during your life due to high income levels or via your estate with final expenses, capital gains taxes, probate and legal fees.

 

CSIA's mandate with our clients is to identify, quantify and mitigate their exposure to financial risk.

 


CONTACT US

  • No comments found
Halton Country.jpg Eaton's Center.jpg TorontoBeach.jpg parliament.jpg cottagecountry.jpg Pearson.jpg Moose.jpg Queens U 2.jpg Niagara falls.jpg Hockey Hall of Fame, Toronto, ON.jpg CFL TigerCat Cheerleaders, Hamilton, ON.jpg Rogers Center 2.jpg CanadianRail.jpg Goose1.jpg RoyalYork.jpg Guelph U.jpg Via_1.jpg Brock U.jpg Lake Muskoka.jpg Univerity college U of T, Toronto, ON.jpg Queens U.jpg Niagara vineyard.jpg HartHouse, TorontoON.jpg Ukranian Church.jpg ROM1.jpg Yonge St.jpg UnionStation.jpg vineyard2.jpg Croatian Franciscan Centre.jpg Rogers Center 1.jpg York U.jpg Sunset1.jpg badlands.jpg escarpment.jpg toronto harbour.jpg lightning.jpg WindMill.jpg Hamilton.jpg CottageCountry2.jpg Rogers Center-football.jpg Burlington.jpg TorontoWaterFront.jpg Wolf Lake.jpg Western U.jpg LondonSkyline.jpg