Steve Szenasi hereinafter called Steve or the Advisor and Creative Solutions Insurance Agency Ltd., hereinafter call the Firm, are licensed for Accident and Sickness and Life in the Province of Ontario. 

Parties: The Firm and the Advisor offer their services to residents of Ontario.

The Firm and The Advisor have a relationship with the following Insurers, and other Financial Services firms

Companies we partner with to provide product and service to our clients and customers:




Our Partners


When placing a financial product, insurance, annuity, investment product, the Firm and its Advisor, receives compensation in the form of commissions, but may also be eligible for additional compensation, such as bonuses, or non-monetary benefits, such as travel incentives, depending on various factors such as the volume or persistency of business that I place with a particular company during a given time period. If a client and the firm agree fee for services may also be charged.

Confidentiality: During the course of the relationship, it will be necessary for the client to provide a variety of very personal financial information. The quality of the work undertaken on behalf of the client requires this personal information be accurate and complete. The Firm commits that all information will be held in strictest confidence and that no information shall be divulged about the client’s personal situation to any outside organization or government agency without the client’s prior consent, unless as may be required by law. It is further understood that in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA), the client directly authorizes and instructs the Firm to maintain information of a personal and private nature that could reasonably be considered pertinent or necessary in the provision of financial advice until such time as requested by the client in writing to destroy such information.

Disclosure: The Firm agrees to notify the client of any and all existing or perceived conflicts of interests, if and when they arise, as they may relate to any recommendations made regarding transactions, prior to or at the time of making such recommendations.

Should you require additional information about my qualifications or the nature of my business relationships, I would be pleased to assist you.

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