What are segregated funds?

For clients and customers looking for investment vehicles, Segregated Funds provide an element of security from market jitters due to built-in guaranteesknowing that your exposure to market downturns is limited. Segregated funds are offered by insurance companies, and get their name from the fact that their holdings are kept separate from the insurance company's assets. Similar to a mutual fund, a segregated fund is a collection of stocks, bonds and other investments that provide you with an opportunity to "grow" your investment capital. However, a mutual fund is a security, while a segregated fund is an insurance product, specifically a deferred annuity. Segregated funds provide additional features and benefits not available with mutual funds.

Segregated funds can be used to fund the full line up of Government taxed advantaged savings programs like RRSP, RRIF, Tax Free Savings Account [TFSA], Education Savings plans.


CanadianRail.jpg Brock U.jpg Burlington.jpg TorontoBeach.jpg Rogers Center 1.jpg Guelph U.jpg York U.jpg toronto harbour.jpg Queens U.jpg Croatian Franciscan Centre.jpg TorontoWaterFront.jpg parliament.jpg Niagara vineyard.jpg Hockey Hall of Fame, Toronto, ON.jpg Western U.jpg Halton Country.jpg Queens U 2.jpg cottagecountry.jpg ROM1.jpg WindMill.jpg RoyalYork.jpg LondonSkyline.jpg Univerity college U of T, Toronto, ON.jpg escarpment.jpg Goose1.jpg Moose.jpg Sunset1.jpg lightning.jpg vineyard2.jpg CFL TigerCat Cheerleaders, Hamilton, ON.jpg Lake Muskoka.jpg Yonge St.jpg Eaton's Center.jpg Pearson.jpg Via_1.jpg Wolf Lake.jpg HartHouse, TorontoON.jpg CottageCountry2.jpg Hamilton.jpg Ukranian Church.jpg Niagara falls.jpg UnionStation.jpg badlands.jpg Rogers Center-football.jpg Rogers Center 2.jpg