Small Group
Group benefits are bundles of insurance for employee benefits and other group benefit plans. Many Canadians have insurance through their employers, referred to as “group benefits”, though many don’t fully understand the details of these policies. Do you know what insurance you have through your employer? Understanding your group benefits reduces worry, saves you money, and helps you…
Critical Illness Insurance
OVERVIEW Life insurance provides for your loved ones after you are gone. Living Benefit Plans provide for a lump sum benefit payment upon the first diagnosis of a list of covered contingencies while you are alive. Often maladies strike with devastating force regardless of how well we look after ourselves. External forces and hereditary pre…
Critical Illness
OVERVIEW Life insurance provides for your loved ones after you are gone. Living Benefit Plans provide for a lump sum benefit payment upon the first diagnosis of a list of covered contingencies while you are alive. Often maladies strike with devastating force regardless of how well we look after ourselves. External forces and hereditary pre…
Long Term Disability [LTD]
A decade ago we made a prediction! The probability of a disability occurring is one thing. On the other hand once disabled the chance of it being a prolonged disability is also surprising. You need to do it now, before the deals are gone! The disability insurance industry is retrenching! Two decades of aggressive marketing,…